AI Is Changing Trading and Wealth Building Forever… Are You Ready?
Grow Your Pile: How We Actually Use AI to Trade
Featuring Bobby Malik · Grow Your Pile Podcast
There are moments in markets where something fundamentally changes.
Not a trade. Not a cycle. Not a headline.
A shift in how the game is played.
That is what this conversation is about.
Watch the Full Episode
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Where This Started
Last summer, Tony Battista and I sat with Tom Sosnoff in Mexico City. Tom said something in his talk that has not left us since:
“Use AI to make better decisions — not to replace yourself, but to see what you can’t see.”
That single line reframed how we thought about our edge.
The reality is this:
We already know how to trade.
We already understand risk.
We already have a framework.
What we do not have is unlimited time, unlimited speed, or unlimited human bandwidth. That is where AI enters the picture.
The Real Problem No One Talks About
Walk through what actually happens when you sit down to find a trade.
You scan the option chain. You look at strikes. You check IVR. You compare credit vs distance. You think about portfolio impact.
And by the time you finish thinking — the market has already moved.
The trade is gone. The opportunity is gone. The edge is gone.
This is not a knowledge problem. It is an execution and processing problem.
Enter Bobby Malik (Wealth Financial System)
Bobby Malik is not just a trader. He is a technologist who has spent years building systems, infrastructure, and AI — and he saw the same problem we did from the other side of the screen.
He set out to answer a simple question:
“How do I turn trading into a consistent, repeatable system?”
Not a guess. Not a tip. Not something you heard at a coffee shop.
A system.
From Excel Sheets to AI Systems
Before this partnership, our process looked like every disciplined trader’s process:
Manually scanning trades
Excel models
Applying our rules one trade at a time
It worked. But it did not scale.
So we partnered with Bobby to build something bigger.
What We’re Building at GYP
1. The Put Selector — our core engine
The heart of what we do. We already had the logic — sell premium, stay within the expected move, focus on risk-adjusted return, respect buying power. Bobby turned that logic into a system that can:
Scan entire option chains instantly
Rank trades across multiple factors
Flag opportunities a human eye would miss
Same brain. Faster execution.
2. Trade AI — the execution layer
This is where it starts to feel like the future. The system can:
Analyze market conditions in real time
Score trades based on conviction
Evaluate IVR, technicals, and sentiment
Suggest or execute trades against pre-defined rules
But here is the part that matters most.
We Do NOT Let AI Trade for Us Blindly
This is where most people get it wrong.
AI is powerful. But it is not deterministic — meaning it can be confidently wrong.
Bobby framed it cleanly:
AI is great for research.
AI is great for analysis.
AI is great for confirmation.
But not for final decision-making.
How We Actually Use AI at GYP
The workflow:
AI finds opportunities.
AI scores and ranks them.
We validate the data.
We decide how it fits the portfolio.
Because remember — we don’t trade individual trades. We manage a portfolio.
Retail vs Institutional — the Edge Is Closing
For years, the asymmetry was obvious:
Hedge funds had algorithms.
Institutions had automation.
Retail traders had emotions.
That gap is closing fast. A retail trader today can scan markets like a hedge fund, automate execution logic, and track performance in real time.
But access alone is not enough.
The Missing Piece — Discipline
A real example from Bobby’s live trading account:
Account size: ~$60,000
Buying power used: 20–30%
Controlled risk
Systematic entries
Result: consistent performance with survivability.
Now imagine the same system run with 80–90% buying power, no rules, no structure. It would blow up.
The system did not change. The discipline did.
The Core GYP Philosophy
We say it constantly:
“Don’t try to get rich fast. Try not to blow up.”
AI doesn’t change that. It reinforces it.
Beyond Trading — the Wealth System
What impressed us about Bobby was not just the trading side.
It was his Wealth Financial System.
Trading alone does not build wealth. You need a full system:
Net worth tracking
Income planning
Debt management
Retirement structure
He built everything around one idea:
“Get rich the boring way.”
That is exactly what Grow Your Pile stands for.
The 5 Pillars of Real Wealth
Bobby breaks it down into five:
Earnings
Savings
Investing
Debt
Retirement
Miss one — the system breaks.
The Future of Trading — Our Honest View
Will AI take over trading?
80%? Maybe.
100%? Never.
Why?
Markets change.
Context matters.
Risk tolerance is personal.
There will always be a human layer.
What Most Traders Are Getting Wrong
What we are seeing right now:
Blindly trusting ChatGPT.
Acting on raw AI outputs.
Ignoring risk management.
Over-automating decisions.
AI is a tool. Not a strategy.
What You Should Do Instead
Think of it this way:
AI = Speed + Data Processing You = Judgment + Risk Control
Put them together — that is your edge.
Where Grow Your Pile Is Going
We are actively building:
Smarter trade selection tools
AI-assisted portfolio dashboards
Better risk-management frameworks
More systematic execution models
All grounded in the same rule:
Capital preservation first. Growth second.
Final Thought
This is not about replacing traders.
This is about upgrading them.
The trader who uses AI correctly will outperform the trader who does not. That is the truth — and it is happening right now.
Want to See How We Actually Do This?
Inside Grow Your Pile, we show you:
Real portfolios
Real trades
Real thinking
Real risk management
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— TonyB & TonyR Grow Your Pile
Disclaimer
This content is for educational purposes only and should not be considered investment advice. Trading involves risk, and past performance is not indicative of future results.