FREE Sneak Peek! GYP Portfolio #3: ETF Income & Growth Alerts
ETF Semi-Active to Passive | Starting from $20K+
One of the questions we get most often at Grow Your Pile is simple:
“What does a well-built ETF portfolio actually look like when you’re not trying to trade every day?”
Portfolio #3 — GYP: ETF Income & Growth Alerts — is our answer.
This portfolio is designed for investors who want:
Broad diversification
Inflation awareness
Global exposure
Low maintenance
And the ability to scale from $20,000 upward
It sits comfortably between passive investing and light, disciplined adjustments when macro conditions change.
🧠 Portfolio Construction Philosophy
This portfolio is built around four core pillars:
1️⃣ Real Assets & Inflation Hedges
We intentionally overweight real assets that tend to perform well during inflationary or currency-debasement environments.
Precious metals (Gold, Silver, Gold Miners)
Energy & materials (Oil services, Steel, Copper)
Bitcoin exposure as a modern, asymmetric hedge
These positions are not trades — they’re strategic allocations meant to protect purchasing power over time.
2️⃣ Core U.S. Equity Growth
We maintain exposure to the engines of U.S. economic growth:
Large-cap equities
Nasdaq / innovation
Mid-cap and small-cap participation
Healthcare for defensive growth
This ensures the portfolio continues to benefit from productivity, earnings growth, and long-term compounding.
3️⃣ International Diversification
True diversification means going beyond U.S. borders.
We include:
Mexico for near-shoring and demographic growth
Broad international exposure to reduce single-country risk
This helps smooth volatility and reduces over-reliance on any one economy.
4️⃣ Income & Stability
Finally, we balance growth with income-oriented ETFs:
High-yield bonds
Regional banks
Dividend-focused exposures
These positions help:
Reduce volatility
Generate cash flow
Improve portfolio durability during market drawdowns
⚙️ How This Portfolio Is ManagedNot day-traded
Not ignored
Reviewed through a macro and risk lens
Adjusted only when conditions truly change
Think of it as:
“A portfolio you can live with — and stick with.”
🔍 Why We Like Portfolio #3
✔️ Scales cleanly from $20K to $1M+
✔️ Designed for real-world investors, not traders
✔️ Balanced between growth, income, and protection
✔️ Built to survive inflation, recessions, and regime shiftsMost portfolios fail not because of bad assets —
but because they are over-traded, over-levered, or poorly diversified.GYP Portfolio #3 is about staying invested, staying balanced, and letting time do the heavy lifting.
Following is a clean, equal-weight model allocation for GYP Portfolio #3 at $20K, $50K, and $100K.
This is designed to be:
Simple
Scalable
Easy to rebalance
And realistic for real investors (not institutional math gymnastics)
⚖️ Equal-Weight Framework
Number of ETFs: 17
Weight per ETF: ~5.88% each
Philosophy: No forecasting, no hero calls — diversification first
🧱 Equal-Weight Allocation — $50,000 PortfolioETFTickerAllocation %Dollar AmountAll 17 ETFs—5.88% each~$2,941 per ETF
Total Portfolio: $50,000
This size allows:
Full ETF exposure
Easier tax-loss harvesting
Cleaner quarterly rebalancing
🧱 Equal-Weight Allocation — $100,000 Portfolio
ETFTickerAllocation %Dollar AmountAll 17 ETFs—5.88% each~$5,882 per ETF
Total Portfolio: $100,000
At this level, the portfolio becomes:
Very stable
Highly diversified
Suitable for light tactical tilts (later, not required)
🔁 Rebalancing Rules (Simple & Realistic)
Frequency: 1–2x per year
Trigger:
Any ETF drifts ±25–30% from its target weight
Method: Trim winners → add to laggards
Goal: Control risk, not maximize short-term returns
🧠 Why Equal Weight Works Here
✔️ Avoids concentration risk
✔️ Forces discipline
✔️ Naturally sells high / buys low
✔️ Works across market regimes
✔️ Easy to understand and executeEqual weight removes emotion — and emotion is what destroys portfolios.
📌 Optional Future Enhancements (Not Required)
Later versions of Portfolio #3 may introduce:
Slight core tilts (QQQ, GLD, XLV)
Volatility-aware overlays
Income-weighted sleeve
Or tax-efficient rebalancing
But the base model always starts here.
Final Thought
If someone can stick to this portfolio for years —
they’re already ahead of 90% of investors.Simple.
Balanced.
Durable.
